Buying Silicon Valley Real Estate

Dec. 5, 2017

New Freddie Mac/Fannie Mae Loan Limits Announced for 2018

Great news for Silicon Valley home buyers. Just last week, the Federal Housing Finance Agency (FHFA) announced new Freddie Mac and Fannie Mae loan limits. This should help more Silicon Valley buyers with their loan options going forward.

The FHFA recently announced new Fannie Mae loan limits for conforming loans in 2018 that should help many Silicon Valley homes with their next home purchase.

Freddie Mac/Fannie Mae Loan Limits

As of October 2017, San Jose ...

View More
Oct. 24, 2017

Silicon Valley Home Buyers: Where Do You Start?

Buying a home can often feel overwhelming, especially in a highly desirable community like the Silicon Valley. For Silicon Valley home buyers, deciding where to start can be stressful, too. Sometimes, setting up a "to do" list helps ease your anxiety level.

For Silicon Valley home buyers, a home purchase can be stressful. Where do you start? Financing is most definitely the first step. But there are other important steps, too.

Silicon Valley Home Buyers: Where Do You Start ...

View More
Aug. 29, 2017

Costs of Buying a Silicon Valley Home

VA loans require no money down. With a high enough credit rating, a conventional buyer may be able to get a loan with no money down through other means. However, most Silicon Valley home buyers must provide a down payment. Furthermore, the down payment represents only one of the many ...

View More
Aug. 22, 2017

Silicon Valley Home Buyers: Pre-Approval vs Pre-Qualifying

Back in the day (ie, before the bust of the mid-2000's), pre-qualification of a mortgage might have been enough to start a Silicon Valley real estate search.  After the bubble burst, though, things shifted.  Pre-qualification won't cut it now.  Silicon Valley Home Buyers need to be pre-approved instead ...

View More
March 28, 2017

Buying a Silicon Valley Home in a Seller's Market

When buying a Silicon Valley home in a Seller's market, follow these tips to make you stand out from the crowd.Silicon Valley real estate inventory is extremely limited right now (see our recent Market Update).  Buyer demand remains healthy.  When you put those two things together, prices go up.  Competition can be fierce.  When buying a Silicon Valley home in a Seller's market, you need to be ...

View More
Feb. 7, 2017

Low Silicon Valley Inventory Could Slow Down Market Sales in 2017

Buyer demand remains high. However, low Silicon Valley inventory could slow down market sales in 2017.It would appear that the housing crisis may be behind us.  Prices and demand are on the rise.  Foreclosures and short sales that dominated the market a few years ago have decreased sharply.  Only one thing stands in the way of a boom in Silicon Valley home sales: Lack ...

View More
Oct. 25, 2016

Customer Satisfaction is Job 1

Customer satisfaction is job 1 for Tom Stynes. Your testimonials are an integral part in his success as a Silicon Valley REALTOR.In my business, customer satisfaction is Job 1.  Word of mouth plays heavily into the success of a REALTOR®, especially in the Silicon Valley Real Estate  When you need a new doctor, dentist, mechanic, etc., do you ask people you know for a referral?  Or do you just Google ...

View More
Aug. 16, 2016

Santa Clara County Homeowners: How Props 60 & 90 Affect You

Props 60 & 90 have the potential to save Santa Clara County homeowners aged 55+ thousands of dollars in property taxes when buying a new home.Are you a Santa Clara County homeowner aged 55 or more?  Is your current home too much for you to handle?  It might be time to downsize.  Thanks to Propositions 60 and 90, you may be able to move into another home without having to pay more for your ...

View More
Nov. 27, 2013

Tom Stynes has been awarded MCNE designation

The Master Certified Negotiation Expert

We are pleased to announce that Tom Stynes, Founder and Managing Broker of StynesGroup, has been awarded a Master Certified Negotiation Expert (MCNE®) designation. With this designation Tom is a member of an organization which represents .1% of agents in the country and just one ...

View More
May 9, 2013


As the founder and broker of StynesGroup Real Estate Services, I have been consulting with clients since 2001 as they bought and sold Silicon Valley homes.  During that time the valley experienced boom times and unfortunately we also have seen a few lean times. Today being another great boom time ...

View More